What is Pre-planning?
One of the most caring, loving things you can do for your family is to leave detailed information about your funeral arrangements. Making funeral arrangements at the time of a loss is extremely difficult for those left behind. When the funeral, and sometimes event the payment, have been arranged in advance, most of the decisions have been made, sparing uncertainty and confusion at a time when emotional stress may make decisions difficult.
Why would I want to pre-plan?
By making the arrangement decisions yourself, you can tailor them to your own preferences. Even if you casually discuss these wishes at home amongst yourselves, it can’t cover all the choices and options that can be presented. These decisions would be better made by you with the help of your funeral professional, at a time when there is no grief or stress involved. That way, all your wishes will be honored, and without the unnecessary burden on your loved ones, trying to second guess what you might have wanted. You will also have the opportunity to determine how and when you would like your final arrangements to be handled.
By making these decisions yourself, you will also spare your loved ones the burden of trying to make very difficult decisions, regarding both your personal wishes, and the financing, at a time when they are grieving and under great stress. These are choices that are better made at a time before the need arises, when most of us tend to think more clearly. It is also one of the kindest things you can do for the ones you love the most, so that this responsibility does not fall to them at this most difficult time.
Pre-funding Final Arrangements
When you pre-arrange, you eliminate the possibility of emotional overspending. In some cases, surviving family members can make emotional decisions in their time of bereavement, which can result in spending more on a funeral than the deceased would consider wise. There are various payment plans available to fund a funeral, and this is an important issue to discuss with your advanced planning professional.
Where does the money go?
When you pre-pay funeral expenses, the money collected will be placed into either a trust account within a local bank or preneed insurance account. We can explain the advantages of either of these choices. In many cases, we can also accept an assignment of an existing life insurance policy for future payment of the amount of the final arrangements you desire.
What happens if I change my mind or I move?
When you pre-pay your funeral expenses, those funds are able to be transferred should you decide to move away or would prefer the services of another funeral home. We will counsel you on how cancel-ability and transferring preneeded funds varies depending upon the funding vehicle you ultimately choose.
Do I have to come to the funeral home?
Our funeral home will accommodate you, whatever the need. Basic arrangements can be done at the funeral home, by phone and by mail. We can also meet at your residence. You can begin the process by using our Online Pre-Planning Form to gather the details you want to include in your arrangement plan.